You know what the good thing is about cheap car insurance? It can really save you a whole lot of money every month in the premiums you are paying. You know what else is good about it? You are not going to be insured for less than what your state requires. There are laws for minimum coverage amounts, and you cannot go below that even accidentally if you go for a cheapest auto insurance rate. However, you do have to consider what is important to you when it comes to automobile insurance.
If you must have extras on your policy such as rental car coverage and towing coverage, you will pay a few more dollars per year for that. However, if you already are a member of an auto club, and if you already have rental car coverage under your auto warranty, why would you want to pay for double coverage? Also, did you know that if you have a certain amount of money in the bank that you can do self-insurance? This only applies to a few people nowadays, but it is a law.