Even if you have a minor accident, you will be looking for cheap car insurance. Any sort of accident claim will have your insurance skyrocket in cost. However, the high cost may be with your current insurance provider only. I found that if you shop around, you may be able to get a lower insurance rate even after an accident. Don’t just think you have to stick with your provider because no one else will write you a policy after an accident. That is not true. You can get another policy with a different provider, and it may be lower in price than what your current provider wants from you after an accident.
Sure, your price is going to go up for car insurance after an accident, but you can make it easier on your wallet by shopping around. That’s what I did. My friends thought it was too bold of a move to be shopping for a lower rate after an accident claim. They thought I should be happy to still be covered and just pay what my insurance company was asking. I wasn’t happy with that at all.